• ISSN: 2301-3567 (Print), 2972-3981 (Online)
    • Abbreviated Title: J. Econ. Bus. Manag.
    • Frequency: Quarterly
    • DOI: 10.18178/JOEBM
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HOME > Archive > 2024 > Volume 12 Number 2 (2024) >
JOEBM 2024 Vol.12(2): 197-201
DOI: 10.18178/joebm.2024.12.2.796

Study on Risk Management of Commercial Banks’ Financial Product Innovation-Taking “Crude Oil Treasure” as an Example

Ling Zhou* and Suting Zhai
School of Finance, Nanjing Audit University, Nanjing, China
Email: zhouling_730@163.com (L.Z.); 1217575672@qq.com (S.Z.)
*Corresponding author

Manuscript received March 8, 2024; revised March 30, 2024; accepted April 22, 2024; published May 17, 2024.

Abstract—With the continuous development and changes in the financial market, commercial bank financial product innovation has become an important part of the financial industry. However, financial product innovation is also accompanied by certain risks, especially when it involves complex financial instruments and products with high market volatility. Taking “Crude Oil Treasure” as an example, this paper discusses the risk management problems in the operation process of financial products through four aspects, namely, market risk, compliance risk, operation risk and reputation risk, with a view to providing financial institutions with effective risk management strategies and methods and guaranteeing the sound development of financial product innovation.

Keywords—financial product innovation, risk management, crude oil treasure

Cite: Ling Zhou and Suting Zhai, "Study on Risk Management of Commercial Banks’ Financial Product Innovation-Taking “Crude Oil Treasure” as an Example," Journal of Economics, Business and Management, vol. 12, no. 2, pp. 197-201, 2024.

Copyright © 2024 by the authors. This is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited (CC BY 4.0).

 
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